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Know your buying power.


A smarter way to search.


A smarter way to sell.

Since obtaining her real estate license in 1999, Tracy Kelly has been helping clients buy and sell exceptional homes throughout the Lowcountry—where southern charm meets coastal luxury. A trusted name in real estate since 1999, Tracy’s deep roots and extensive market knowledge make her a top choice for discerning buyers and sellers seeking a seamless experience.

In 2006, Tracy earned her Broker’s license and served as Broker-in-Charge of ATK Properties before joining Howard Hanna Allen Tate (formerly Weichert, Realtors® - Coastal Properties) in 2013. Her dedication, professionalism, and results have earned her numerous accolades over the years—including the prestigious Chairman’s Award, Weichert’s highest honor for achievement and client satisfaction.

While Tracy has long been recognized as the top listing agent in Sun City Hilton Head, her expertise extends across the Lowcountry’s most desirable communities, from Bluffton and Hilton Head Island to Beaufort and beyond. Her commitment to excellence, attention to detail, and personal touch have made her a standout in the region’s luxury market.

Outside of real estate, Tracy enjoys playing tennis and pickleball, and spending time with her family—especially cheering on her daughter in collegiate softball and celebrating her son’s accomplishments.

 

We make it easy.

Buying or selling a home is not easy. Partnering with the home experts at Howard Hanna is. As the #1 privately owned Real Estate Company in the country, we can help you successfully navigate the process with ease - whether you're buying, selling, relocating, or seeking financing or insurance, we can help. Because at Howard Hanna, Home Happens Here.

Featured Community:
Bluffton, SC

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We blog home.

Jul 30, 2026

Myth vs Reality – Seller Edition

In real estate, there are many myths that get thrown around. Sometimes these myths cause misconceptions that may wind up hurting you when it comes time to sell your home. At Howard Hanna Real Estate Services, we’re here to help navigate you through these myths and let you know what the reality of each situation …